Terms and Conditions of Lay By Purchase By engaging in a layby purchase with Trojan Fitness, you agree to the following terms and conditions: General Layby Information:

• Minimum transaction: $200.00.
• Maximum Layby period: 8 weeks (4 fortnights / 2 months). Should any layby term exceed this period, we reserve the right to adjust payment amounts accordingly and notify you via email.
• Minimum deposit: 25% of the total purchase with a $2.50 service fee per layby. Laybys are applicable only up to $1000.00; amounts exceeding this require management authorization and a written agreement.
• Regular payments must align with the fortnightly schedule. Contact us for any payment or order detail modifications.
• Layby orders can be canceled before the final payment date. Please refer to our cancellation policy below.

Payments:

• Missed payments or uncollected laybys may result in order cancellation with a $10.00 retention fee for store costs and admin.
• If facing payment difficulties, contact us promptly to explore available options.

Cancellation Policy:

• Orders can be canceled before payments commence at no charge.
• Upon commencement, a cancellation fee will be deducted:
  • Refunds will exclude the layby fee.
  • Layby deposit or payments made via gift card will be refunded in kind.
  • A cancellation fee of 10% (minimum $20) of payments made will be charged.
  • Completed laybys are non-refundable.

Sale Prices:

• Limited time sale prices apply to new orders only, not existing laybys. Price adjustments for existing laybys are applicable only for permanent price drops, not sale prices.

Product Availability:

• If a product becomes out of stock or discontinued, a comparable alternative will be offered. If unsuitable, a full refund will be provided.

Re-order & Discount Vouchers:

• No additional discounts apply to sale items or in conjunction with other offers.
• Only one discount can be applied per order.

Uncollected Items/Orders:

• Items not collected within 90 days will be sold to cover expenses, incurring a 10% surcharge for administration.