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Trojan Fitness has teamed up with zipMoney to give you the opportunity to pay for your orders with a flexible monthly payment plan, over a 12 month interest free period*
To be eligible to apply?
Must be 18 years of age
Must be an Australian citizen or a resident
Must be employed in some capacity
How do I get started?
Click Apply Now and complete the easy 3 minute application. You’ll be surprised at how simple the process is.
Once approved and you accept the terms and conditions, zipMoney will pay Trojan Fitness on your behalf.
What else do I need to know?
Although zipMoney’s interest free plan allows you to shop today without paying anything upfront – it is a loan and must be paid back. Failure to do so could affect your future credit rating.
zipMoney’s payment plans are interest free for up to 12 months for all purchases above $1000 and 6 months for all other purchases, but please be aware that interest will start to accrue after the interest free period. You can see your interest free balance, how long it is estimated to take to repay the loan and change your payment schedule in your digital wallet. Freight charges on your purchase are not covered by your Finance.
What are the fees?
No deposit, so nothing to pay today
A one off establishment fee may apply. Don’t worry this is added to your interest free balance. Please see your application and contract for details.
Minimum monthly payments apply. See your contract and application for details.
An interest free period of up to 12 months for all purchases above $1000 and 6 months for all other purchases, after which interest will accrue at the standard annual percentage rate
A small monthly admin fee of $4.95 (only payable if a balance is owing)
Please refer to your contract, terms and conditions for further information.
Terms and Conditions
Available to approved applicants only. Minimum monthly repayments are required, see your contract for details. Paying only the minimum monthly repayment amount will not pay out the purchase within the interest free period. Any balance outstanding at the expiry of the interest free period will be charged interest at the standard annual percentage rate, currently 23.9%. A one off establishment fee applies, see your contract for details. A Monthly Account Service Fee of $4.95 (when balance owing) apply. Terms & Conditions apply and are available on application. Credit provided by zipMoney Payments Pty Limited (ABN 58 164 440 993, Australian Credit Licence Number 441878). Visit www.zipmoney.com.au to learn more about zipMoney.
If you’re interested in paying over a time period of 6 or 12 months, then Certegy Ezi-Pay is simple and easy to apply, with fast approval times.
So, in most cases, you can complete your application while you make your purchase, then repay over time.
Or, to save time, you can apply for pre-approval online. We’ll assess your application while you’re online and confirm the outcome. Pre-approval is available for online applications up to $5,000 and you’ll receive all the details you need so you’re ready to shop. A minimum purchase amount of $500 is required to qualify for certegy finance on our website. Please not also that a minimum Credit card deposit of 25% will be required on the items marked RRP price excluding shipping charges. Freight charges on your purchase are not covered by your Finance.
When you make your initial purchase, Certegy Ezi-Pay will open an Account for you. With this initial purchase, you will pay an establishment fee between $35 and $90 to set up your Account, which is payable over the term of the purchase. The Account will provide you access to online information about your purchase(s), credit schedule(s). There is a monthly account keeping fee of $3.50 which will be direct debited whilst your Account remains active.
There is a $2.95 payment processing fee to process each repayment. Please remember that your payment plan has No Interest Ever! Please refer to the “Terms and Conditions” in store for further details.
Get the lifestyle you want now! It’s easy to get Interest Free terms when you apply for a Once account.
Why wait when you can buy it now, with generous Interest Free terms?
Seen a big ticket item that’s perfect for your place but don’t want to pay for it up front or pay high interest rates on your current credit card? With a Once account you don’t have to. You can live a better lifestyle right now with generous Interest Free terms. Save time, don’t wait to save the money to do all these things, create the lifestyle you want today.
Save on interest charges
Unlike standard interest free days on other credit cards, our promotional Interest Free terms gives you an extended period of time to pay off your big ticket purchases.
Pay off the purchase price within the 12 Month Interest Free Term and you’ll never pay or can minimise interest on your Once account.
Calculate your repayments
Find out the weekly or monthly repayments^ required to repay your purchase within the Interest Free Term selected. (Note – this calculator does not apply to promotional interest bearing offers).
If your application is approved, sign your contract online via the electronic signature solution, DocuSign. Our whole application process is paperless for your convenience.
Simply complete the online application form in minutes and get a speedy decision. If we need any additional information, one of our team members will be in touch.
Before you apply, make sure you have the following details handy:
- Residential details (including mortgage/landlord information)
- Financial and Employment details (including employer’s name and phone number)
- Driver’s Licence details
Terms & Conditions:
Minimum Finance Amount must be $500.00
A $99.00 Annual Fee will be applied to your Repayment schedule.
Minimum monthly repayment of 3% or $30.00 whichever is greater, is required.
Making the minimum monthly repayment will not finalise the account within the promotional period.
Interest, currently at 19.95% p.a., is payable on any balance outstanding after the interest free period.
Freight charges on your purchase are not covered by your Finance.
Business finance and leasing solutions for your business from Flexi Commercial
We understand that maintaining cash flow is critical for any business and buying equipment outright can be costly for any business. The solution? Business finance from FlexiCommercial.
The FlexiCommercial team provides rental finance and leasing solutions to small, medium and large businesses.
Equipment today has a very limited lifespan and often little or no value at the end of its useful life and often small to medium businesses usually don’t have vast amounts of spare cash to invest in equipment to drive growth.
Compared to paying cash upfront for equipment, renting or leasing helps preserve precious cash, the lifeblood of any company, for ongoing business expenditure and business investments that may offer better returns or enable a more efficient use of capital. Why use hard earned capital to pay for the use of technology years in advance? After all, you wouldn’t consider paying your employee’s wages or your electricity bill years in advance.
If you are an established small, medium or large business, have been trading for a few years with a good credit history and are looking to invest in equipment to grow your operations, FlexiCommercial can provide a fast and flexible ongoing finance solution to meet your requirements – it makes sense to finance with FlexiCommercial.
TOP 10 REASONS TO FLEXI
1. GET ACCESS TO FINANCE
FlexiCommercial provides convenient access to secure financing arrangements with minimal paperwork. We can help you with ongoing access to tailored equipment finance and remove the need to deal with multiple banks or brokers
2. CONSERVE CASH FLOW
Keep your cash flowing and maintain liquidity by leasing equipment instead of paying cash. Preserve your business line of credit with your bank for other essential business expenses such as inventory, payroll and R&D to grow your business.
3. PLAN YOUR BUDGET
No setup fees or ongoing charges. Budget for the fixed monthly costs of your commercial lease agreement and enjoy peace of mind.
4. AVOID DEPRECIATION
Leasing and equipment finance is an operating expense with no depreciation to account for or track.
5. GET A COMPLETE SOLUTION QUICKLY
Bundle all your IT and equipment, software and installation into an equipment lease or asset finance agreement and enjoy quick access to finance from one lender.
6. ENJOY FASTER PRODUCTIVITY
Get the equipment your business needs now. You’ll increase your productivity to get the cash funds to pay for the leased assets.
7. AVOID TECHNOLOGY BECOMING OBSOLETE
Leasing assets and equipment over their productive life lets you upgrade at the end of term to new and better equipment and keep pace with change and stay ahead of the competition.
8. ADD ON EQUIPMENT
As your business needs evolve, you can add on equipment at any stage during your lease term and include all the additions in one monthly payment.
9. TAX BENEFITS
Leasing is a fully deductible operating expense for tax purposes for your business making the actual cost less than the actual payments*.
10. ENJOY FLEXIBLE END OF TERM OPTIONS
At the end of your agreement you can choose to upgrade to new technology, extend your lease, make an offer to purchase or simply return the equipment to us – there are no hidden clauses.
With so many benefits – it’s easy to see why you should Flexi. Get a quote and apply today!
*Tax deductions may apply. FlexiCommercial does not provide legal, tax or accounting advice. See your tax advisor for details.
FLEXICOMMERCIAL IS BROUGHT TO YOU BY FLEXIGROUP